Investing while in debt is a touchy subject for obvious reasons. Some believe investing while in debt is an effective financial decision while others believe it is counterproductive. Money owed increases with time due to compound interest. With no guarantee of returns, investors who have debt put themselves at risk of bankruptcy. Many may, however find that waiting to invest presents costs in terms of unrealised profits that could have been made from investments. Continue reading
YouTube is video-sharing platform and is one of the most prominent social media networks, it attracts hundreds of millions of viewers every day. Each one of these visitors is a potential means of monetization! Here are five ideas that will help you enhance your audience:
- Reach Out to Your Fans
One of the easiest method to get more subscribers is to engage with the users who already watch your videos.
At the end of each clip make sure that you ask them to subscribe to your channel if they haven’t done it already. Always remind them to comment and share your videos, too. This way, they can attract attention from their friends who have not even discovered your account yet.
Build a solid relationship with your present subscribers. Once they form a community, you can send them email alerts about your latest uploads or sneak previews of your future videos.
- Reference Your Subscribers
Another great way of increasing the loyalty of your current subscribers and adding a few more is to reference them in your videos.
According to your content, you can have a FAQ section in the comment area where people can send you their queries. In the next video, you upload, make sure that you answer the most interesting questions you receive. Saying the names of your fans will increase their loyalty and puts you in a favorable light for others.
Additionally, you can set up contests for users to create content that is relevant to your channel. Next, include their clips into your videos to make your account seem like a friendly influencer on the network.
- Allow Viewers to Dictate Your Content
Take the time to read all the comments that appear below your videos. They will give you an idea about what your viewers prefer to watch and what they dislike seeing.
Use all the feedback that you get from your viewers to tweak your content accordingly. If you visit https://socialboss.org/buy-youtube-subscribers/ you also get real, high-quality YouTube subscribers for your channel, so you can be sure that you will receive plenty of comments and impressions for the videos that you post.
- Stick to a Fix Posting Schedule
Now that you know what your viewers prefer watching on your channel, and you have convinced plenty of them to subscribe to it, you need to ensure that they remain long-term fans.
To maintain viewer loyalty, you need to make your activity on YouTube as predictable as possible. Most trusting subscribers appreciate content creators that upload videos regularly. Therefore, you will need to come up with a posting schedule and stick to it through thick and thin.
Use the YouTube Analytics tools to understand the demographics that constitute your audience. These instruments tell you at which time of the day you have the highest number of people visiting your channel, and how long they spend doing it.
Apply the results that you get to your regular posting schedule to determine when it is the best time to upload new content.
- Collaborate with Other YouTubers
Last, but not least, an easy idea to get more YouTube subscribers is to team up with other content creators on the platform.
Find influencers in your niche and ask them for a collaboration that is beneficial for both of you. They can mention your channel in their videos, and you can have them as guests in your clips. This strategy will help you attract some of their fans to subscribe to your channel, and vice-versa.
Insurance can be a minefield for many of us who can get bamboozled by too much jargon and not enough plan speaking plus there is always the risk that you might not understand exactly what you need and the level of coverage required for the peace of mind you are seeking.
You love the freedom and flexibility that comes with being self-employed.
One thing you don’t quite enjoy as much?
The following content was originally published on July 19, 2019 on on blog.figure.com.
You can use the equity you’ve built up in your home to meet your larger financial goals. Home equity refers to the portion of your home that you actually own. You can calculate your equity by subtracting the mortgage amount you still owe from the current value of your home. Curious whether a home equity line might be right for you? See if any of the following three scenarios match your situation:
1. You have 20 percent or higher ownership in your home.
If you have at least 20 percent ownership in your home, then you are one of the over 40 million U.S. homeowners who have equity in their homes. By making on-time monthly payments, you may have acquired more equity than you realize. Having an even larger amount of home equity, 30 percent or higher, gives you and your family the opportunity to tackle projects that may require a larger financial commitment. A home equity product can allow you to put this equity to use. These funds can be used to renovate your home, to pay for your children’s college education, or, for empty nesters, to increase your enjoyment in your home. You may alternatively decide to use these funds to consolidate your credit card, auto, medical, or other debt. Please note that Figure will consider loans up to 95% loan-to-value for consumers with excellent credit, so even if you have as little as 10% equity in your home, a home equity line might still be an option for you.
2. You are getting ready to sell, rent, or improve your home.
As a homeowner, you can and should look at your home as an investment that can be sold, rented, or improved at any time to further maximize its return on investment (ROI). Whether getting ready to sell or rent, or if your home could just use a pick-me-up, consider a remodeling project. Done correctly, these renovations will increase your home’s curb appeal and add value to your home.
The consensus amongst national realtors is that large renovation projects, such as kitchen remodels or creating a first-floor master suite, appeal to buyers. Smaller renovation projects, such as landscaping, new garage doors, interior and exterior painting, or installing a fence around your backyard can also positively impact the value of your home. You should speak to a local realtor to determine ways to improve the value of your home before you put it on the market to sell or rent. Now may be the ideal time to tap into your home’s equity if you want to sell, to lease out your home, or to just increase your enjoyment in the property.
Renovating your home is easier with the right home equity product. A loan against your home equity typically has a lower interest rate than that of an unsecured loan, including a personal loan and credit cards. The good news is that with lower interest rates, the loan against your home equity will make your renovation more affordable, which can positively increase your project’s ROI.
3. You want to enjoy more tax write-offs.
The new tax laws that went into effect in 2018 allow homeowners to still deduct interest costs against home equity debt when the loan is used to renovate the home. But, be sure to consult your tax adviser to learn about certain restrictions within this law. Deducting interest costs against large home improvement projects, new home construction, the purchase of another home, or the purchase of an investment property can result in large savings for homeowners. A loan used to complete large home improvement projects can increase the value of your current home and also provide you with a better quality of life.
According to a recent national study by NerdWallet, within the next five years, an estimated 35 percent of homeowners plan to upgrade their home to enjoy a higher quality of life, to add value to their homes, and to receive tax benefits. By taking a loan against your home equity for the purpose of increasing your home’s value and for gaining tax benefits, you can subsequently increase your equity. It is a win-win scenario for many homeowners.
Considering the above three signs will help you determine if the time is right for you to take a loan against your home equity. With the right home equity product, you can achieve your large financial goals, such as paying for college, increasing the value of your home through home improvement projects, and consolidating debt. You can also enhance the sell-ability and rent-ability of your home as you seek to capitalize on its investment potential. Go to figure.com to learn more about Figure’s quick, fully digital, no-hassle HELOC application.
As with just about anything in the business world, there are all kinds of tips and tricks out there that will instantly take your business to the next level. While some of the ideas seem legitimate and a great idea, you have to wonder if they’re going to be worth the investment.
Laying out a market strategy is much more difficult than simply having someone stand at the corner in a chicken suit, twirling a giant sign above them to draw attention to your store.
Marketing strategies and methods take time to create and implement. You don’t want to travel down one rabbit hole only to find out it was a bad investment and you didn’t gain any customers. Minding your money and your time are very important for any business owner.
So, what are some of the surefire marketing methods you should put your time and money into?
It’s interesting to think about Facebook 10 years ago and how the statuses were always “Joe Smith is…”
Now? Social media is king for communication, keeping up with friends, reading the news and uploading photos. It’s also becoming one of the most important marketing methods out there. Creating a page is free and promoting your page is much more inexpensive than traditional advertising.
You’re going to want to put a lot of time into social media, though. Your page needs to stay fresh, so make sure you’re updating it at least every two days if not daily. Post a blog, upload recent photos or simply talk about what products you have.
A Customer Referral Program
One of the most proven forms of advertising and marketing is word of mouth. How many times have you checked out a movie, gone to a restaurant or even listened to a song because someone you knew suggested it?
A customer referral program is the perfect way to capitalize on those word of mouth chances. Think about what kind of promotion you can offer for the referral program. It could be a discount or fun item they’ll receive.
Staying on track with the word of mouth theme, networking you and your business is incredibly important, especially if you’re in a smaller community. People like being able to put a name to a business. Knowing you means they’re more likely to trust you.
Plus, networking is mainly free. You may have to go ahead and purchase some business cards but overall it’s going to be pretty simple.
Time will be your biggest investment into networking, as you’ll have to spend time going to conventions, lunches, trade shows and networking events.
Marketing to Existing Customers
We’ve already covered the importance of a customer referral program, but what about a customer loyalty program?
People like to know they’re appreciated and one way to show your appreciation is offering rewards to current customers. That could be something as simple as having a stamp card for ice cream or giving a discount after 12 months of continued service. Rewarded customers are more likely to stay.
In addition, start sending out a newsletter or have people subscribe to your blog. That way, they can be up to date on any new developments, services or products your business has to offer.
This option is very dependent on the type of business you’re running, but video campaigns are a great way to bring in new customers while connecting with existing ones.
With many people ditching traditional print and media for other outlets, video is one piece of content that is exploding across all platforms. The production value could be high but the payoff could be even higher.
Endorsements and Partnerships
Having a local influencer, either in the community or through social media, is an easy way to reach a broader audience with your business. More likes and comments mean more eyeballs and looks at your business.
Partnerships are a great way to promote your business with another business. It could be something as simple as bringing in your receipt from one store could give you a discount in your store, and vice versa. Look for partners in the area who are also trying to promote their business and see how you both can scratch each other’s backs.
Accidents and disasters happen, and we get to experience life altering events at least a couple of times in our lifetime and no one is immune to it. Some people have more luck than others, they only get to experience severe water damage in their homes, while others are not fortunate, they may experience hurricanes that will really damage their houses and put their lives in danger. Insurance companies offer several policies to protect the homeowner from any accidents or disasters. One of the most disastrous and difficult situation to be in is having severe water damage in your home.
The existence of API is one of the revolutionary innovations in the industry of software development. API has already made a huge influence on the way people use and build various applications. This allows them to communicate with each other also utilize the part of one another’s functionality.
Aaron Rodgers is considered to be one of the best quarterbacks in the NFL. Thus, it comes as no surprise that he’s also one of the highest paid players in the NFL. He is estimated to be worth $70 million. Continue reading
Some of the best business ideas have been incubated by students. Students have also been behind some of the best investments around the world because they have the time, can access information, and their expenses are limited. Once Writemyessayz.com takes over your assignments, it is time to think of what to do with the time and resources available. Invest as a student, and you will never have to search for work or capital once you leave college.
The challenge with investing as a student lies in finding necessary capital and ideas that are within your means. Here are tips that will help you invest while you are still in college and make the endeavor rewarding.
- Be A Good Saver
College students do not have a lot of money at their disposal. In fact, a lot of them live on loans and handouts from parents, guardians, as well as relatives. That is barely enough to survive, leave alone the idea of investing. However, there are options for cheaper yet quality goods and services for students. Take such options and save whatever remains. Good savers have more money at their disposal and will, therefore, find capital to invest.
Limit your expenses to the bare minimum. Once you have covered your basics of food, shelter, clothing, and academic materials, you can reduce the flare of your social life. That leaves you with some money to save, accumulate, and invest in projects you might create.
- Learn About Your Desired Area Of Investment
All investors, whether they are students or have left college, must perform due diligence before staking their money. Due diligence ensures that you only put money where it is viable, and reduce the risks of losing the money. Do research about different investment options for students, and get more information about the specific area of interest.
Students find it easy to get information from corporate organizations because they are not regarded as competitors. Take advantage of this tag to get more information about an industry or type of business. You have a good grounding to invest and even find a mentor as a student than when you leave college.
- Identify A Mentor
Students are lucky because the industry is receptive to their ideas. Once you approach a businessman or entrepreneur, you have higher chances of getting assistance than when you leave college. Approach the investors you envy and request for information or tips on how to succeed. Most of these entrepreneurs are willing to walk with you through the journey of investing. You’ll benefit from their guidance and have a smooth ride because they will help you avoid investment mistakes that have dimmed the stars of so many investors.
- Choose Low Capital And Low-Risk Options
Resources available to students are not excessive; therefore, you cannot lose and continue your operations. You must identify an investment option whose risk is minimal. Since you are not entirely dependent on the returns from these investments, you should minimize your risks. It is better to invest in a project where the margins are slim, yet you do not lose your capital than to risk losing the capital as you’re chasing huge margins.
- Earn The Capital
Invest your earnings. Finances from parents, well-wishers, loans, and other similar sources do not come with the pressure of earning. It is therefore easy to misuse them and fail to feel the pinch. Get a job, sacrifice on luxury, or such personal efforts to raise investment capital. The pain of losing such money is high. On the other hand, gains from such investments are also sweet.
Turn to the affordable writing services to take part in your academic load and allow you to focus on investing. You’ll have more time on your hands to explore the options that will be more profitable. Their affordable writing services also leave you some savings that will help in your investment journey.