Should You Roll Over A Retirement Plan Distribution

retirement plan redistribution

Different circumstances arise that call for one to rollover their retirement plan. You may be left with little time and tough decisions to make. The decisions you make on whether you rollover your retirement plan and how you rollover your retirement plan distribution can have profound effects on several areas of your life, including how much you are taxed. Whether or not you rollover your distribution is not a decision to be taken lightly.  Continue reading

How I Save Costs as a Sports Fan

sports-fan-saving-costs

A study has found that being a fan of a professional sports team can cost you almost $ 86,453 over a lifetime. Fans of sports like football, motor racing or soccer can expect to pay over $1,294 a year for entry and entrance prices, transport and retail expenses. For some, the expense is even greater with more than a fifth reporting that they spend an average of about $267 a year. Continue reading

How to Live Below Your Means

Living Below Your Means
Living Below Your Means

With rising prices ,ever increasing consumer wants, and it becomes more challenging for many individuals to live below their means. Credit card bills, keeping up with the Joneses, and other unnecessary expenses are among some of the reasons many individuals find it exceedingly hard to live below their means, finding themselves unable to spend less than the amount of money they are able to make each month. Continue reading

How to Save Money With Your Bank Account

As history has shown, a bank account isn’t always the best way to build a nest egg. Inflation and sub-par banking practices have forced many to adopt other mediums of finance such as cryptocurrencies. Many, however, still believe that their bank account is a secure medium for saving. To maximize the benefits of maintaining a bank account, several methodologies (albeit unconventional) must be adopted. Continue reading

How to Lower the Costs of Travel

Lowering the Costs of Travel
Lowering the Costs of Travel

Everyone loves to travel but not everyone can afford the luxury of time or the monetary costs of journeying through “unchartered” lands. With increasing competition in the travel industry, travel has become more affordable. With a few hours of desktop research, a few calls, and some good old budgeting, one can get ready for that next trip to Dubai. Continue reading