The Process of Filing a Complaint Against Your Employer

Filing a complaint against your employer is never a good feeling, and you aren’t always in the position to “just quit”. From having issues with your wage payments, to disagreements about state laws regarding breaks, sometimes these problems cannot be resolved through conversation. Luckily, there are a few methods of filing a complaint against a particularly stubborn employer through government resources.

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Best Real Estate Opportunities in 2020

The year 2020 approaches fast and with it many potential real estate investment opportunities. Since there are many places in the world where the potential for growth is real, we’ve assembled a shortlist of destinations for investors looking for new estate ventures. Together we’ll look at them as well as at what real estate investors believe about the real estate potential in certain areas.


A big country with plenty of potential, especially when it comes to coastal areas like Fortaleza. Because it’s a top destination for both Brazilian and foreign tourists, rentals targeting the local holiday market had been earning an average 8% net yield. Brazil carries the advantage of having weak currency (approximately 3.8 reals for 1 US dollars) and in combination with good yields, this country might be an appropriate destination for real estate investors.


Even though Thailand is well-known primarily for agriculture, its economy is perceived as strong and the tourism industry continues to expand along with it. Bangkok was the most visited city in the world in 2018 when it received more visitors than popular cities like Paris or London. There is one downside, though, because of restrictions placed on how foreigners can buy property.

Because of that, foreigners had been focusing on the condo market, given that there are allowed to own not more than 49% of the total area of the condo building. This type of construction is easy and cheap to manage as a rental than an individual property.

South Africa

We suspect the most developed African nation will continue to trend higher in 2020. Although the economic activity had been sluggish, interest rates had decreased, which supports first-time homebuyers to take a mortgage.

“South Africa will continue to be a major destination for both local and foreign real estate investors because of its strong regulation and potential for growth. With developed tourism and increased demand for small and medium houses, investors will be able to find plenty of new opportunities in 2020”,thinks Ofir Eyal Bar, a popular real estate investor.

Since we’re talking about the most important country in Africa, risk-averse investors will continue to search for opportunities and ignore the northern region, where countries are less developed, real estate liquidity is low and volatility very high.


The residential real estate market in Portugal could be in the center of attention during 2020 for one particular reason: this is one of the few European countries where non-residents are allowed to get a mortgage. Because of that, property markets in the country had been moving up since 2015, placing Portugal among the best-performing markets in Europe.

According to Kathleen Peddicord, “some neighborhoods in Lisbon, for example, are now priced beyond what I believe makes sense for property investment. Other areas of this city, however, continue to offer good value and opportunity, especially if you’re up for a renovation project.”

She also recommends investors should focus on the lesser-visited areas along the Algarve coast and the region around Porto for the year ahead.


The uncertainty around Brexit had been favoring France, especially Paris since the city overcome London as one of the most popular destinations for big real estate investors. In addition, “we’re talking about another country where foreigners are eligible for in-country financing and interest rates for mortgages are less than 2% per year”, as Ofir Bar highlights, given the ultra-low monetary policy conducted by the European Central Bank (ECB).

Some could argue that economic activity is weak and the prospects for growth are limited, but another factor that could weigh heavily is the exchange rate between the Euro and the US dollar. The weakness of the Euro creates great opportunities for investors in the United States and that could act as a tailwind for the real estate sector in 2020.


The conclusion is that real estate investors around the world will be able to find plenty of new opportunities around the world. You should keep into account that the countries we’ve talked about are only a few of the options. Also, each investor should conduct his own research in order to assess all the potential factors that might have an influence on the real estate sector.

Legitimate Ways To Make Money Online

Yes, you read that right. While your reasons for wanting to leave the 9-to-5 life may vary, one of the things that people venturing out on their own have in common is the fact that they all want to be able to find a sustainable and legal way to make money online. After all, who doesn’t want to have complete control over their time at the convenience of their home?

But, earning money online is not as easy as it sounds. The primary danger here lies in the fact that there isn’t a guarantee that you’re going to earn money on a regular basis. The real danger here is in giving up a stable source of income for one that may not even support your needs.

But, despite the inherent risk involved with trying to make a living online, those who are able to make it work get to enjoy freedom from the tedious corporate environment. This freedom is what makes establishing a source of income online worth it. There are many options to choose from and knowing what these options are will help you to plan out your strategy.


Blogging gives you online exposure and it is the foundation of any online business. It is also a great way to provide a platform through which you can engage with your would-be clients or customers. You can work with affiliates through your blog. A well-built website is also going to get a lot of traffic.

Online Surveys

Despite the skepticism surrounding online surveys, there are a few that do actually pay. Paid surveys are not only an easy way to earn money online, they are a good way for brands to get the opinion of their customers to learn how they can further improve their products.


If you have a set of skills and knowledge that you can use to help other people with their work, then signing up on a freelancing platform such as Upwork or Fiverr is going to help you get in touch with these prospective clients. If you’re skilled in your craft, then you can find a stable source of income with the right clients.

Stock Photography

You might be surprised that the demand for high quality stock photography is high. Because of this, there’s a very good chance that your photos are going to be bought, especially if they’re of the highest quality. The best part about it is that you don’t necessarily need the most expensive equipment to snap really good pictures. Most flagship smartphones take really good photos.

eBook Publishing

 Those who have a flair for writing as well as expert knowledge in a particular field of study are going to find a good source of passive income if they are able to write a good quality eBook. This work is best paired with a blog to help maximize the exposure of your eBook.

While there are indeed many more ways to make a living online, these are by far the most reliable ones. As a general rule, you have to make sure to minimize risk. That means that you should secure your source of online income first before leaving your day job. It’s also important to be able to save money when you can. It’s going to be difficult working both jobs, but it’s also the safest way.