Can You Save Money On An Online Masters Degree?

Access to education has now expanded globally and is available to anyone who has access to the internet and prepared resources for it. Indeed, distance learning has several conveniences, foremost of which is financial savings. The fact that you can obtain any undergraduate or postgraduate degree from any institution in the world gives you access to opportunities you may have otherwise thought you couldn’t get.  Continue reading

The Biggest Lies About Growing Wealth

The Biggest Lies About Growing Wealth

From an early age, there are several myths and lies about growing wealth that are drilled into our memory. However, some of these misconceptions are based on outdated ideas and limited perspectives. Here is a look at some of the most common lies still being circulated.

5 Common Lies About Growing Wealth

1. Businesses Break Even in the First Year.

There is a common misconception among new business owners that you will be an instant success. However, in reality plans get delayed, unexpected expenses arise, and it takes time to create a market presence.  According to Forbes, the timeline to achieve profitability is closer to 18-24 months. Furthermore, 25% of new business ventures fail in their first year.

The truth is that instant success is very rare. While entrepreneurs are waiting for their breakthrough moment, you must be willing to wait it out, lose money or even walk away from a failed venture. Many successful businessman will tell you that had several failures before they finally prospered.

2. All You Need Is a Good Idea.

This mantra lies at the heart of the American Dream that anyone can get rich with the right idea. This is one of those lies about growing wealth that perpetuates itself because there is some truth in it. Unfortunately, not every great idea meets a market need or consumer demand. Not only must the idea be feasible and practical, but it most importantly it must be profitable.

The execution and timing of your business’s launch are also crucial. When you are first finding your legs, expect to invest a ton of man hours to get it off the ground. You should also make sure you have enough savings to cover your bills and give yourself a cushion. This will allow you to breathe a little as you wait to gain a foothold and break even.

3. You Need High Returns and Savings to Grow Money.

Another myth about growing wealth is that you need high returns and savings to grow your wealth. However, most financial planners will tell you that making steady contributions is a more efficient strategy. Consistent savings is more important than stumbling upon a good investment opportunity. But, don’t ignore a good opportunity when it comes around.

This is also a great lesson to pass on to the next generation. Remember, it is never too early to begin saving and investing. Time is a valuable asset; the sooner you begin the more money you earn from compounding interest. Even if you start small, you can let your money begin working for you.

4. You Need a Loan to Start a Business.

One of the greatest pitfalls for potential business ideas is this idea that you need a loan to start a business. While some entrepreneurs have a significant amount of startup capital, most just start where they are at and build from there. Instead of quitting your job and focusing solely on the new business, perhaps it is wiser to keep your day job. This will provide a safety net while you establish yourself. Once your business can sustain itself, then it may be time to consider making it your sole source of income.

5. You Can’t Get Rich Off Your Salary.

Another lie about growing wealth is that you will never get rich just off your salary. Although it may be difficult to build enough savings for retirement on your salary alone, you can begin using it for steady investments from an early age. If you invest small portions of salary, over time it will grow exponentially. The key is to make consistent contributions at regular intervals to ensure steady, continued growth. Diversification will also protect your nest egg and mitigate long-term risks.

Final Thought About Growing Wealth

When you are making important decisions about your finances, consider your sources. Advice is freely offered with the best of intentions. However, you should take time to do your research and learn to decipher fact from fiction. And remember, when in doubt you can always seek out professional advice to find the best ways to grow your personal wealth.

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Academy Sports and Outdoors Holiday Hours

Academy Sports and Outdoors Holiday Hours

Academy Sports and Outdoors is your one-stop-shop for all your outdoor needs.  Whether you are looking for athletic wear, sports equipment, or gear to support your favorite team, they have you covered.

The store hours are typically 9:00 AM to 9:00 PM. However, local stores get busy during the holiday season. To accommodate the crowds, they will stay open longer on certain days. Here is the Academy Sports and Outdoors holiday hours.

Closed for the Holidays

  • Thanksgiving
  • Christmas Day

Academy Sports and Outdoors Holiday Hours

Thanksgiving Week

November 18 – 24

9:00 AM – 9:30 PM

Monday – Wednesday
8:00 AM – 10:00 PM


5:00 AM – 11:00 PM

8:00am – 11:00pm

Christmas Week

December 23 – 29

7:00 AM – 12:00 AM

7:00 AM – 6:00 PM


Wednesday – Saturday
8:00 AM – 10:00 PM

New Year’s Week

December 30 – January 5

9:00 AM – 9:30 PM

8:00 AM – 7:00 PM

Tuesday | NEW YEAR’S DAY
8:00 AM – 10:00 PM

Wednesday – Saturday
8:00 AM – 10:00 PM

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How Does Merchant Cash Advance Restructure Work?

Typically, not everyone is qualified for a bank business loan. Most people who start a new business usually don’t have the credentials yet to prove their trustworthiness to traditional lenders, and this is the reason why funding for their business becomes a struggle. Business owners have an option to take advantage of merchant cash advance to obtain financing for their business to survive. In this article, you’ll learn how a Merchant Cash Advance can help in restructuring your business to help you make the right decision. Continue reading

What All Good Payroll Software Should Have

The payroll system of every business should be precise because you cannot afford to make mistakes with regards to paying your staff. It can be a bit challenging and can occupy a lot of your time if you don’t have the right tools. Fortunately, with the right payroll software, you can save a lot of time and be efficient with your tasks at the same time. Here are some features that you should look out for when searching for good payroll software for your business.

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How To Earn Money From Building A Website At Home

By now, you may have heard of the success stories of many individuals that have successfully made money from building a website. Yes, these success stories are true. None of these are a myth. Then, you should also think, if others could do it, then there shouldn’t be any reason why you shouldn’t as well. The success stories of those that have successfully made a living out of their website can be yours, too. Continue reading