Teddy Bridgewater’s Net Worth

The beginning of the 2018 NFL season is officially a week away.  The Falcons and Eagles will get the season started on September 6th.  While teams are putting the finishing touches on their rosters, some players are entering a brand new system.

Teddy Bridgewater is one of those players.  He was recently traded by the New York Jets to the New Orleans Saints.  Bridgewater is currently about to begin his fifth season as a professional.  Teddy Bridgewater’s net worth currently sits at $2 million.

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NFL QB, Teddy Bridgewater

Teddy Bridgewater was the final pick in the first round of the 2014 NFL Draft.  He was selected 32nd overall by the Minnesota Vikings.  After being established as the starting QB in his first two seasons in Minnesota, Bridgewater had a terrible leg injury that would ultimately hinder his career advancement.

Before the 2016 season began, Teddy suffered a terrible non-contact leg injury during practice.  The injury was significant enough that it kept him out the entire 2016 season and virtually all of the 2017 season.  Due to the injury, the Vikings declined their fifth year option on the QB.

During the spring of 2018, Bridgewater was able to ink a deal with the New York Jets.  His one year deal was valued at $6 million.  Before even getting a chance to start the regular season, the Jets ended up trading Bridgewater to the New Orleans Saints.

Teddy Bridgewater’s net worth comes mostly from his initial rookie contract.  The contract signed back in 2014 paid Teddy nearly $7 million for four years.  It also included a nice signing bonus in excess of $3 million.

In the two NFL seasons he’s stepped on the field, Teddy has proved quite proficient.  He’s thrown for over 6,100 yards passing and a total of 28 touchdowns.  Additionally, he has also contributed nearly 400 yards rushing and four rushing touchdowns.

Teddy Bridgewater’s net worth should increase quite a bit if he is able to complete the 2018 NFL season with the Saints.  He has a number of incentives built into his contract for this season, most of which are irrelevant due to him being in a backup role to Drew Brees.  Regardless, if Bridgewater can assume a solid backup role or have a chance to shine, he could be positioned for a large, multi-year contract during the offseason.

Only time will tell what will become of Teddy Bridgewater’s net worth, but one thing is for sure.  His resiliency shown to come back from such a gruesome injury is a strong testament to his character.

NET WORTH OF OTHER NFL QUARTERBACKS

Matt Ryan’s Net Worth

Drew Brees Net Worth

Alex Smith’s Net Worth

Kirk Cousins Net Worth

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Investing in Silver: The How and the Why

If you’re looking for a successful investment, know that now is one of the best times to invest in silver. Not only is silver one of the most popular for jewelry, but this precious metal is reliable for telecommunication, medical, and industrial technologies. There are a lot of potentials for silver which make it heavy in demand.

Here are three specific reasons you should invest in silver soon:

  1. The demand for silver is on a rise.

Silver is not only more affordable than gold, but it also has a growing demand that may even topple the demand for gold soon. Its value per ounce in November 2017 was $17.13. The silver forecast for 2018 expects silver to reach an average of $18.60 per ounce before peaking to $20.20 per ounce due to its rising demand.

In 2018, the total demand growth is estimated at 2-percent. In fact, there is expected to be a greater industrial demand for silver going all the way through 2019.

  1. The silver supply may be decreasing soon.

According to Focus on the User, silver around the world is being mined at a rate of ten ounces for every one ounce of gold, and of course, the available supply will only last so long. After all, silver is not infinite, meaning it is slow to replenish itself, and thus, can be considered nonrenewable in our environment.

The scarcer the metal is, the higher its value will be. But in order to benefit from the higher value of silver in the future, your best bet is to invest now while it is still lesser in value.

  1. Global inflation will arrive shortly.

From a historical perspective, the price of silver inflates about 2-percent for every 1-percent of global inflation. Since 2016, the trend towards inflation has risen, expected to be approximately 1.40 percent. Now, the inflation expectation is close to 2.10-percent.

That said, purchasing silver before its next inflation is a slick move. But know that the value of silver fluctuates more than gold, especially in the midst of a global inflation. That can be either good or bad.

How to Invest in Silver Correctly

Now that you know why it’s important to invest in silver, let’s talk about how to ensure you’re investing correctly.

 

  • Decide what type of silver investment is right for you.

 

You may find that buying actual silver is more convenient for you than opting for a silver exchanged traded-fund (ETF). When it comes to purchasing physical silver, there are many options at hand to pick from: bars, bullion coins, jewelry, or even collectible coins.

But not every type of silver investment will be feasible for everyone. Do the proper research. Look into the pros and cons of each type of investment before you jump into it, presuming it will be successful.

  • Purchase popular silver coins.

If you decide to invest in silver by purchasing coins, be on the lookout for popular silver coins, particularly .999 fine silver, as not every silver coin has the same value. Buying 90-percent silver and 1-ounce silver coins are among the best for survival purposes.

Some of the best coins to invest in to date include the American Eagle, Canadian Maple Leaf, Australian Koala, Austrian Philharmonic, and the Australian Kookaburra.

  • Make sure you’re purchasing real silver

Those who are investing in silver by purchasing it directly, it is crucial that you make sure you’re purchasing silver from a reputable source. Conduct research on the company to give you peace of mind that they are in fact selling authentic silver.

Even if you do your research, you’ll still want to test your silver once you receive it. Besides having an expert test your silver, you can do it yourself. Look into doing the ring test, ice cube test, Fisch test, nitric acid test, magnet test, acid test, and bleach test.

  • Know the differences between silver, silver-plated, and sterling silver.

Not only should you know the differences between silver, silver-plated, and sterling silver, but it is also important that you know which one you are receiving when you go to purchase physical silver. Keep in mind that if you do chemical testing on your silver, this may partially or completely devalue your silver objects.

To verify the type of silver you’ve received, check to see if your silver item contains an inscription of “ster” or “sterling,” which will indicate that it contains 92.5-percent silver, or in other words, is very close to pure silver. However, if you see an inscription of “IS,” this will mean that your silver item is international silver, also known as silver-plated.

  • Don’t overinvest.

Even with excellent prospects for investing in silver, it is never wise to invest too much into any asset. Putting all your cash into a silver investment is risky for you financially and equally as risky when it comes to the potential return on your investment. If something happens to the market, you can kiss your precious money goodbye.

  • Decide if you’d rather invest in gold or another precious metal instead.

While investment is looking great for silver, looking into other precious metals to invest in, such as gold, is still important to ensure you’re making the right choice. While gold is more expensive to invest it; however, the return on your investment can be greater. But remember that the value of any precious metal can change overtime.

Additionally, look into other things to invest in too, apart from previous metals. After all, if an economic collapse occurs, bartering necessities will be more important than metals. It all comes down to your particular risk appetite and if you’re down for investing in something that is mainly considered a luxury item.

Conclusion

Before investing in silver, it is important to understand why making the move would be most relevant for you. Equally as important is ensuring that you invest in silver the right way and that the risks stack up to your appetite. If done successfully, you can receive a favorable annual return on your investment overtime.

 

5 fun family activities for a Royal Holiday Vacation to Orlando

If you’re looking for a destination that the entire family will love, there are few better places in the U.S. than Orlando, Florida. In addition to being the world-famous home of Disney World, it’s become an attraction for reasons totally unrelated to its first-class theme parks, movie theaters, and easy beach access. Since Orlando brings travelers from all nations to its excitement-filled center, it’s become one of the most diverse and fascinating locations to dine, shop, and experience the luxury of its prime resorts. If you’re coming with the whole family, however, there are a few spots you’re definitely not going to want to miss. If you’re staying at any of Royal Holiday’s Orlando locations, including the High Point World Resort, The Rosen Centre Hotel, or the Best Western Orlando Getaway, you’ll be at the center of the action. From the fun of Disney World to the exploration and excitement of the Kennedy Space Center, here are a few places where the whole family can have fun on your Royal Holiday getaway.

  1. Epcot

Anyone who knows Orlando knows that Epcot is the center for all things fantasy and adventure. As the Disney World park with some of the most exciting rides and adventures to offer, Disney’s Epcot Center allows visitors to cross from one imaginary universe to another. You can take a Journey Into Imagination, go Soarin’ Around the World, hang out with your favorite Guardians of the Galaxy characters, or sail into space on Spaceship Earth. In short, whatever fantasy you’re into, and whatever Disney movie is your favorite, Epcot has most likely designed a whole universe for you to explore.

  1. The Wizarding World of Harry Potter

Butterbeer, anyone? If you’ve dreamed, like so many other kids and young-at-heart adults, of escaping into the magical world of the Harry Potter books and movies. From rousing Quidditch tournaments to chill hangouts in Hogsmeade, you can truly find something for everyone at this particular branch of Universal Studios. Take a flight on the Hippogriff to see your favorite fictional universe come to life, or catch a glimpse of the Hogwarts Express rolling into town!

  1. Disney’s Animal Kingdom

For kids and adults who love animals and wildlife, this is the part of the Disneyverse you’ll love the most. Equipped with a gigantic zoo and aquarium, the Animal Kingdom is full of creatures to admire, as well as different worlds to discover. Separated into seven different areas with fun themes, such as “Pandora: The World of Avatar” and “Discovery Island,” you’ll be able to immerse yourself in a million different fantasies all in the space of a day. Don’t miss out on the chance to throw yourself into the Gorilla Falls Exploration Trail, and finish out the day with a meal at the rustic Tusker House.

  1. The Kennedy Space Center

For science-minded kids, the Kennedy Space Center is a perfect place to explore and learn about the galaxy that surrounds us. Learn all about the history of NASA’s very first missions into the unknown, and take an up-close and personal look at some of the amazing crafts that carry explorers into space.

  1. SeaWorld

If the animal kingdom wasn’t enough, don’t worry: SeaWorld has you covered. Whether you’re a fan of orcas, dolphins, or amusements, SeaWorld is a perfect place to commune with a few undersea friends and enjoy the fun of a breezy outdoor water park. Come for the whale show, stay for the attractions, and enjoy the beautiful sight of trained dolphins dancing in the water. If you’re looking for a thrill, the Journey to Atlantis roller coaster ride will take you for a heart-dropping spin.

 

 

Adrian Peterson’s Net Worth

Preseason is in full swing, and the 2018 NFL season is just weeks away.  Excitement is already running around as people look forward to the cooling temperatures of fall and the football that comes along with it.

With the season about to begin, the Washington Redskins made a move to bring back one of the top running backs.  The Redskins signed Adrian Peterson to a one year contract valued at just over $1 million for the season.  Adrian Peterson’s net worth currently sits at $30 million.

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Adrian Peterson

Once touted as the most talented running back in the NFL, Peterson has struggled to find his place since a series of injuries.  The former Minnesota Viking was drafted seventh overall in the 2007 NFL draft.  He would go on to sign a rookie contract worth $40 million over a five year period.

In each of his first four seasons in the NFL, Peterson rushed for at least 1,250 yards and ten touchdowns each season.  Because of his performances, he ended up signing an extension in 2011 for $86 million over six seasons.

Adrian Peterson has rushed for over 12,000 career yards and 99 touchdowns through his eleven NFL seasons.  Some wonder what those numbers could be had it not been for a series of unfortunate events.

Peterson played in one game during the 2014 NFL season where he rushed for 75 yards.  After reports of child abuse emerged about Adrian, he would end up sitting out the remainder of the season.  Determined to make a strong comeback, Peterson didn’t disappoint during the 2015 campaign.  During 2015, Peterson rushed for nearly 1,500 yards and added 11 touchdowns.

Although he earned roughly $12 million in cash during the 2016 season, Peterson’s on the field efforts were again cut short.  This time due to a knee injury.  He played sparingly in three games during the season.  However, this amount of money earned definitely gave rise to Adrian Peterson’s net worth.

While many believe that Adrian Peterson’s career is coming to an end, you can’t dispute the fact that he is one of the best backs to ever play.  He is also one of the richest.  His career on the field earnings are close to $100 million.  The most of any running back to date!  Although the $1 million in salary for the 2018 season won’t raise Adrian Peterson’s net worth that much, it’s his love for the game that keeps him playing.  Will another contract await Peterson after this season?  Only time will tell.

OTHER NFL PLAYER’S NET WORTH

Matt Ryan’s Net Worth

Drew Brees Net Worth

Jason Witten’s Net Worth

Jarvis Landry’s Net Worth

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3 EASY WAYS TO BUILD WEALTH, FROM A GUY WHO DID IT

Building wealth can be accomplished by anyone who puts their mind to it.  Most of it is based on simple discipline and math.  I have already begun to build my wealth, and will continue to do so for the rest of my life.  Listed below are 3 easy ways to build wealth, from a guy who did it.

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Automate Your Savings:

Have you ever heard the saying, “You can’t spend what you don’t have”?  This is why automating your savings is so important.  Contributing to a company 401k plan is an easy way to do this.  The money is taken out of your paycheck before you have a chance to spend it.  This savings is simply automated.  Saving first and spending what remains is how many people achieve wealth.

Invest with Simplicity and Confidence:

Investing one’s savings isn’t rocket science, although some money managers and hedge funds will try and tell you it is.  Many companies, such as Vanguard, Fidelity and others offer low-cost mutual funds for the novice investor.  You don’t have to worry about picking stocks or making sure you have the right mix of stocks vs. bonds.  Pick a mutual fund that you feel most confident in.  For example, I invest in a mutual fund that tracks the performance of the S&P 500.  Many companies offer them and they are easy to setup.

Have a Long Term Perspective:

The only way wealth can be built in a short period of time is through luck.  Don’t rely on luck to build your wealth.  Instead, have a long term perspective on it.  Building wealth takes time.  It’s important that you don’t worry about the stock market when you’re trying to build wealth for the long term.  Stocks will go up, and they will go down.  They might even lose close to half their value like in the recent recession.  With a long term perspective, you stick it out through thick and thin.  Most importantly, YOU KEEP INVESTING!

Conclusion:

In today’s climate, everyone is looking on how to make a quick buck.  The reality is that there is no tried and true way to accomplish this.  However, there is a method that stands the test of time to build wealth.  By following the 3 easy ways to build wealth, from a guy who did it above: automating your savings, investing simply and confidently, and having a long term perspective, building wealth is not that far-fetched of a goal.  Compound interest is a beautiful thing, and when followed correctly, it makes building wealth one of the easier things in life to do.

Budget Smart, Invest Wise

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Focus on Results: Where to Spend Resources for Maximum Gain

When you’re running a business, working in any kind of managerial role or simply taking decisions on behalf of one for example as a marketing agency entrusted with a budget, what you’re doing every day is choosing where to spend resources to get the best results for the smallest investment. Those resources might be literally money, but the resources you have at your disposal could be the work-hours of the team you’re managing, the reputation of your company, even personal favours built up over time.

You need to make shrewd use of these resources, putting them into projects that bring in a bigger return than spending them costs. This doesn’t just mean profit: one of the most important things you can do is begin to recognise more indirect gains, from building a reputation for quality with your customers, spending money to build in risk avoidance systems that reduce loss from future projects and avoiding false economies, seeing the bigger picture is vital as you rate your decision making and account for it in front of others.

One of the most important factors at work here is the use of data to inform each decision you make. Using research on your own company, and from market research agencies like Attest mean you can approach choices with confidence about what your consumers want, the extent to which they’ll trust your brand, and exactly what you can do to get it to them. It ensures you’ll avoid problems like over promising, which can harm trust in your company in the long term and drive away the loyal repeat custom that success is founded on. With good data you can start to predict the outcome of your choice, and this modelling allows you to steer towards good outcomes and away from bad ones.

It’s important that your research and data gathering looks back as well as forward. Don’t just walk away from a project, especially if it’s gone badly (or at least, not as planned). Review your decisions, look at where your expectations differed from reality and try to work out why: you might need to make some personal changes if your preconceptions are causing to allocate resources wastefully, or you might need to change your data gathering and analysis techniques to better your ability to predict how your choices will turn out and make sure you’re making the right ones.

3 Tips for Creating a Realistic Business Budget

Are you developing a startup company and struggling with how to set up a budget that is realistic? Setting up a realistic budget and merchant account is absolutely imperative to running a successful, long-lasting business and should not be overlooked. Most importantly, you must learn how to adequately spend your new company’s money before you plan on generating money. Knowing what money needs to go where is a fundamental necessity. Drafting a simple budget plan and creating a merchant account with the help of an accountant will allow you to set up your company’s spending habits, the needs of the company, and predict potential issues as well as track your spending. Follow these simple steps to set up the foundation for a successful business.

A Budget Is a Necessity

Image via Flickr by 401(k) 2013

The first step to setting up a budget is to understand the importance of one. Where does the company need to spend money? How much money goes in each category? How much must you generate in order to pay the bills for your business? All items must be accounted for to prepare not only for budget growth but to stay on top of bills and expenses. Here are some great examples of what your business needs to budget for:

  • Total cost for your startup company.
  • How much it will cost to operate your company effectively.
  • Necessary labor, products, and resources.
  • Anticipated profits and expenses.

Utilize the Zero-Based Budgeting Approach

Zero-based budgeting is a great way to budget for the next fiscal year with regard to your business objectives. What are the goals of your business? This process involves budgeting in a way that all expenses are warranted and that you will start the next year from the “ground up.” Zero-based budgeting begins with asking yourself what your main objectives are for the business in the next year, such as increasing sales. If this is the case, you must adjust the budget based on the growth that you want to occur during the next fiscal year.

Cut Unnecessary Costs

If you are unsure if you can pay the next bill and your budget is out of balance, experts suggest that it may be time for your business to cut costs that are deemed unnecessary. It is not in the best interests of your business to add new expenses to the budget until the money spent and money earned are properly accounted for and balanced. Giving yourself room for potential pitfalls is a wonderful way to stay out of hot water.

Budgeting does not have to be overly difficult or scary. All you need to do is follow a few simple steps and you will be set to create a budget for your business. These essential steps will assist you in growing your company’s worth, ensure success, and avoid any potential money blunders in the future. With the help of an accountant to keep your budget on track, you will be well on your way to creating a wonderful business.

 

 

FHA Loans: What You Need to Know

First time homeowners would be foolish to think the journey ends when they sign their names on the dotted line. The next step, if they haven’t done so already, is get their investment insured against fires, water damage, and all matters that can be declared “acts of God.” The financial burden these place on the owners could sour their victory.

The Federal Housing Administration (FHA) is one organization started in 1934 to help low income individuals obtain a mortgage. FHA offers government-backed housing loans that protect lenders against default. This makes the loans act more as mortgage insurance.

Aside from having financial challenges, there are other factors that go into applying and gaining an FHA loan. The borrower’s employment history, for starters, must show they have worked for the same employer for the past two years. They must also have a valid Social Security, legal citizenship, and above the age of 18. And, that’s just the beginning.

Down Payment

The minimum down payment for an FHA loan is 3.5%. This percentage can be gifted from donor, retroactively making it zero down. This is an advantage when trying to purchase houses in Colorado Springs or another emerging market.

Borrowers can apply for rate and term refinances by getting a Loan-to-Value (LTV). LTVs are distributed according to certified appraisals that can cost the owner from $250 to $750. The property value from the appraisal will be divided against the loan value leaving you with an LTV percentage.

Insurance Premiums

An FHA loan is essentially a form of mortgage insurance. A borrower will have to pay a Mortgage Insurance Premium (MIP). There are two kinds of MIPs: upfront premium and annual premium.

The upfront MIP is 1.75% of the loan and paid upon application. An annual premium varies based on the loan term (15 to 30 years) and can range from .45-1.05%. Those with a 15 year mortgage may have to pay a higher interest rate while less than 15 may have lower rate. That number is also adjusted based on the amount of money borrowed.

Credit Score

Buyers with low credit scores can still get an FHA. If that credit score is within the range of 500-580, then the borrower must pay an upfront charge of 10%.

Low credit borrowers must also have no more than 1 late payment per year. An applicant must also have no bankruptcies, foreclosures, or tax liens within 3 years.

Limits & Loans          

All FHA loans, regardless of credit score, have a maximum borrowing ceiling of $729,750. And, that’s only an estimate based on the cost area and the number of units owned.

203k renovation loans are reserved for houses in need of major repairs to their plumbing or climate control. The payout is set according to the cost of repairs in a detailed LTV appraisal. A streamlined version is issued to properties that require cosmetic repairs to the interior (kitchens, bathrooms) and exterior (siding, roofing, decks and patios). The streamlined borrowing ceiling is $35,000.

Cash-out refinances are also available under FHA for any owner who has built up equity in their property.

 

Victor Oladipo Net Worth

Many professional athletes take a few years to develop at the next level before they become a top performer.  While LeBron James and Bryce Harper are exceptions to this rule, it can be seen through every professional sport.

Victor Oladipo is a prime example of someone who has found his stride after a few years in the NBA.  The former number two overall pick in the 2013 NBA draft, Oladipo is now getting paid for the value he brings.  Victor Oladipo net worth sits at $12 million.

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Before the start of the 2017-2018 NBA season, Victor was traded from the Oklahoma City Thunder to the Indiana Pacers.  Last season after joining the Pacers, Oladipo led the team in scoring averaging over 23 points per game.

For next season, Oladipo will make $21 million in salary for his on the court contributions.  It will represent year two of four on an $85 million contract he recently signed.  Next season’s salary will push Victor Oladipo net worth even higher, close to the $20 million mark.

A 26 year old from the state of Maryland, Oladipo played his college ball at Indiana University.  Coming out of high school, he was a consensus three-star recruit.  He played a total of three seasons for the Hoosiers before deciding to turn pro.  During his final season with the team, he earned the Big Ten’s Defensive Player of the Year Award while averaging close to 14 points per game.

For his performance during the 2017-2018 NBA season, Oladipo continued to rack up the awards.  He won numerous awards for his performance last season.  He was the recipient of the following: NBA Most Improved Player, NBA All-Defensive First Team, NBA All-Star, and All-NBA Third Team.

After such a solid performance last season, the Pacers have high hopes for their rising star.  He is expected to lead the team both on offense and defense again this season.  With three remaining seasons on his current contract, the Pacers shouldn’t have to worry about their star leaving to another organization.

When Oladipo completes his current NBA contract in 2021, his career earnings will top $100 million.  At the conclusion of his contract Victor Oladipo net worth could easily be around the $35 to $40 million mark.

If he continues his trajectory of performing at a high level, Victor could cash in on a large payday after the 2020-2021 season.  Most likely he will be eligible for a max extension that could pay him in excess of $40 million per season.

FOR MORE BASKETBALL PLAYER’S NET WORTH CHECK OUT THE FOLLOWING:

KYLE KORVER’S NET WORTH

KENNETH FARIED’S NET WORTH

MARC GASOL NET WORTH

KAWHI LEONARD’S NET WORTH

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How To Transition The Kids Back To A School Schedule

If you are like me then you are ready to get some of your time back.

Right now there is no mommy quiet time.

I miss sitting on the couch at 11 pm with a glass of wine after yelling lights out and playing my 888sports bonuses.

No more teenagers up until 2 am!

Unfortunately getting our children back to a schedule when they have been so rowdy all summer can be a handful.

Start Out Lightly

In other words, don’t let them know last minute that their schedule is changing.

Despite all of the training that we put into them they are still not the adults, we are.

We know there schedules better than they ever will and need to stay on top of them.

Slowly integrating a stricter schedule as school approaches will allow them to gradually get used to the time changes of when they need to get up and be in bed.

During the summer I am like most parents and do not strictly enforce a bedtime.

As the summer quickly reaches its end I start to enforce a fun and lenient bedtime slowly.

Changing the time closer each day to what there normal school scheduled bedtime will be.

At first, we get some grumbles but I just remind them that I have been nice in letting them stay up later and if they want to push their luck then we can start the new schedule in full force the next time I hear a complaint.

This quickly ends the discussion for at least that night.

Have Them Help You To Go School Shopping

For many of our children, they are overly concerned about how they are going to look when they return to school and see their friends.

Having them join you when shopping for clothes and supplies will help them to re-establish the mindset of being in school.

When you get home from shopping have them set up their outfits for the first week in there closet or model the outfits for the rest of the family.

Prepare There Backpacks

What will they be bringing with them?

How will they organize their backpack?

How will their binder be organized?

How will they decorate their book covers?

Have them take the wrappers off of there new school products and organize them.

Have them help you plan out there lunches for the week

Are they going to bringing a lunch or having a school lunch?

Schools provide a list of available lunch options and your children can decide what days they would like to bring a lunch or beg dad for lunch money.

If the family decides that the kids will be bringing a lunch allowing them to help decide, within reason, what will be in there lunch will get them excited for the new school year.