Dez Bryant’s Net Worth

As the NFL regular season comes to an end some teams are busy fighting for a playoff spot; however, one team that isn’t in the playoff hunt is the Dallas Cowboys.  After showing much promise during the 2016 season, the Cowboys took a step back in 2017.  Their top receiver, Dez Bryant, has also taken a few steps back in recent years.  Slowed down by injuries, Bryant hasn’t recorded a 1,000 yard season receiving since the 2014 season.  Despite his struggles in recent years on the field, Dez’s bank account probably isn’t suffering too much.  Dez Bryant’s net worth is $20 million.

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Dez Bryant’s Net Worth

A first round draft pick during the 2010 NFL draft, Bryant got off to a hot start in his professional career.  His rookie season included over 500 yards receiving and six touchdowns.  He continued to develop as an NFL threat and posted nine touchdowns and nearly 1000 yards during his second season with the Cowboys.  Over the 2012 to 2014 NFL seasons Dez Bryant solidified himself as one of the top receivers in the league.  He posted at least 1200 yards receiving and twelve touchdowns each season during those three years.  It was these dominating numbers that justified the Cowboys extending a $70 million contract over five years to the big wideout.

Although small compared to today’s professional sports standards, Dez’s first contract with the Cowboys was worth $11.8 million over five years.  This initial contract included a signing bonus of nearly $2 million.  Had Dez not had the success he showed during the first five seasons of his NFL career, then Dez Bryant’s net worth wouldn’t be anywhere near the $20 million mark it is today.  The Cowboys did decide to reward Dez for his on the field efforts during the 2015 offseason.  They extended him a $70 million contract where the total guaranteed amount was $45 million and a signing bonus of $20 million; almost double of his entire first contract.

Injuries have plagued the superstar in recent years since signing the big contract.  In the past 3 seasons, Bryant has failed to post a single 1000 yard or ten touchdown season.  Bryant is expected to earn a salary of $12.5 million per year over the next two years of his contract.  It will be interesting to see where the Cowboys will go with their franchise receiver.

The majority of Dez Bryan’ts net worth comes from his NFL salary, although he does have a few endorsement deals that do add to it.  Before making it big as an NFL superstar, Bryant was born and grew up in Texas.  An incredible athlete in high school, Bryant was a top football recruit who eventually landed a scholarship to play at Oklahoma State.  His college football career ended abruptly after it was shown he failed to disclose to the NCAA contact he had with Deion Sanders.  Regardless of his ineligibility, it was clear Bryant was a star as he posted fantastic numbers during his sophomore campaign.

Giannis Antetokounmpo Net Worth

Maybe you’ve heard of him, maybe you haven’t, but Giannis Antetokounmpo is the next big thing in the National Basketball Association (NBA).  His name is hard to spell and even harder to pronounce, but he has emerged on the scene as the next big star in the league.  A 23 year old from Greece, his 6’11” stature has made him a point scoring, rebound pulling machine.  Currently playing in his fifth NBA season for the Milwaukee Bucks, Giannis is averaging nearly 30 points and 11 rebounds per game thus far in the 2017-2018 season.  This past offseason the Bucks signed the rising star to a four year contract worth $100 million.  This new contract has given rise to Giannis Antetokounmpo net worth which currently sits at $6 million.

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Giannis was the 15th overall pick in the 2013 NBA draft by the Milwaukee Bucks.  Although it took a few years to cultivate his talent, the Bucks knew what they were doing.  In 2017, Giannis was named an All-Star along with being awarded the NBA Most Improved Player award.  This season, Giannis is on pace to post career highs in points per game, rebounds per game, field goal percentage, along with free throw percentage.

Antetokounmpo was born and grew up in Greece to parents who immigrated from Nigeria.  After initially starting his professional basketball career in Greece, Giannis declared for the NBA draft in 2013.  Upon being drafted by the Milwaukee Bucks, he signed a two year deal worth $3.67 million.  As he continued to develop as a player, the Bucks continued to exercise their club option until the time came where they offered him the rookie extension.  His rookie extension would be worth $100 million over four years.  Giannis Antetokounmpo net worth isn’t an astonishing amount at this point in his career due to the fact that he is only in year one of his newly signed contract.  He is set to earn just over $22 million this season, an amount that will increase to over $27 million during year four of the contract.

We expect Giannis Antetokounmpo net worth to significantly increase over the coming years.  In fact, Giannis’ net worth could be as much as $30 to $40 million by the time he finishes up his current contract.  Nicknamed the “Greek Freak”, many NBA analysts expect his play to only further develop as he continues to improve upon his game.  In 2021, when his contract is up, he could easily be on schedule for a massive payday, something similar to Steph Curry’s $200 million dollar contract.

Giannis has become one of the fastest growing stars in the NBA, being compared to the likes of LeBron James.  NBA fans are very excited to see what the future holds for this potential future Hall of Famer.

Should I invest in an IRA or 401(k)?

Whether retirement is on the horizon or decades in the future, don’t let the complicated numbers and acronyms scare you away. Saving for retirement is crucial, and getting your financial future in order could be easier than you think. So, what’s the big deal?

Imagine getting to the ripe old age of 70 and realizing at your retirement party you have nothing to fund your lawn bowling and bingo-filled days—even the government doesn’t want to see you in that situation. Putting money away into a traditional savings account is a good start, but there are retirement-specific options that can prove to be more valuable in the long run. Investing in an IRA or 401(k) provides an actionable route to financial freedom in your Golden Years, so consider the pros and cons of each below.

IRA vs. 401(k)s: The Basics

Both IRAs and 401(k)s are designed to help you plan for your financial future. When you put money into either, you won’t necessarily have to pay taxes on the contributions right away. Plus, they’re built for the long haul; you can keep contributing to IRA or 401k until you’re the ripe old age of 70 ½.

In both a regular 401(k) and IRA, contributions are tax-deferred, meaning you’re putting in contributions that you don’t have to pay taxes on annually. If you’re worried paying taxes later might mess with your budgeting, you can opt for a Roth IRA or 401(k) which takes out taxes immediately. To find which is right for you, try talking to a financial advisor.

There are a few key differences between an IRA and a 401(k). Anyone can contribute to an IRA but to contribute to a 401(k) you must be employed by a company. If your employer matches your 401(k) contributions, that added return on investment makes this option a no-brainer.

To clarify things further, we’ve laid out a handy list of pros and cons for each.

Pros of a 401(k)

  • Most employers will match your contributions to your 401(k) up to a certain percentage of your salary. You should contribute that percentage at least, because your employer is essentially giving you free money.
  • In addition to employer matching programs, a 401(k) has a higher contribution limit. You’re allowed to put up to $17,500 into it per year. Just think of how many games of golf you could play with that!

Pros of an IRA

  • Unlike a 401(k), anyone can contribute to an IRA. Just like an employee-sponsored 401(k) taxes are deferred on a regular IRA. If you opt for a Roth IRA, taxes will be taken out immediately so you don’t have to pay up later.
  • In addition, traditional IRAs offer tax-deductible contributions for individuals that don’t participate in another 401(k) plan.

Cons of a 401(k)

  • Unlike an IRA, a 401(k) is linked to a certain employer, meaning once you leave that job, you can no longer contribute to it. At that point, you can either turn it into an IRA or roll it over to your new employer’s 401(k) program.
  • 401(k)s aren’t immune to the pesky yet prevalent annual fee. These costs can vary from nothing to 2% on your contributions. If an IRA has any annual fee, it’s usually significantly less.
  • A lot of 401(k)s offer limited investment options, which means you have less control of how your money multiplies itself.

Cons of an IRA

  • Unfortunately, a traditional IRA has a significantly lower contribution cap than a 401(k). With an IRA your annual contributions are limited to $5,500 a year.
  • You’re also limited by a Roth IRA income cap. Your adjusted gross income must be under $133,000 annually, but if you’re married, your joint income must be less than $186,000.

Don’t be wary when it comes to retirement. Your investment options are plentiful, and offer a plethora of benefits. Both IRAs and 401(k)s are great ways to plan for your future—and both ensure your cash compounds over time.


Life Saving Life Hacks for Moving House

It’s no surprise to say that moving house is one of the most stressful things you can do. If you’re a student, or renting a flat in a big city it’s not rare to have move every 12 months! And that stress doesn’t just come on moving day. Moving house brings with it months of additional work and worry, from arranging viewings, finding a home within your budget and then cancelling or transferring utilities payments.

Fortunately there are some steps you can take to make life a little easier as you move house. We’re taking a look at some of the most essential house moving life hacks today.


One of the great hidden secrets of house moving is using Storage Firms. If you put some of possessions into a self storage unit, you’ll only have to move the essentials on your moving day, which cuts stress down a great deal. Also, knowing you can put everything but the bare essentials of your life into a safe storage facility makes it easier for you to move into temporary accommodation like friend’s spare rooms, meaning you are less pressured by deadlines from lettings agents and can concentrate on finding the right flat for you.

Pay attention when you’re doing your research on storage: collection and delivery is sometimes included, meaning you don’t have to worry about getting your possessions over to the storage facility, and can actually use them as movers when you’ve confirmed your new home!

Packing Smart

The best way to cut stress on the day itself is to make sure you optimise your packing process.

Make sure you set aside a Last Out, First In box – this is for all the essentials you need access to right up to the last minute in your old home, and from the first minute in your new one. This could include documents like contracts, sets of keys, but also the vital stuff of life like a kettle, mugs and instant coffee. Toilet paper is another good idea to include. If you pack this box last, it can be the first one you unload so have access to everything you need to keep things running smoothly right away!

You can also help the unloading process by colour coding boxes, rather than using written labels. If you’re pressed for time, writing on the side of the last boxes you pack might not be as legible as you’d want it to be. This could mean that your movers leave boxes in the wrong room, and you’re left desperately searching for your belongings.

Instead, simply colour code: It’s far easier to explain that red-label boxes go in the bedroom and green ones go in the kitchen, and you can be sure everything will end up where it needs to be!


Getting Started on Bond Funds

When deciding to invest, the most common advice you will get is to diversify your portfolio. The reason for this is so you can spread your investments around and not just saturate on one type of asset. Sticking to just one type of investment limits your capacity to earn. Diversifying your investment portfolio allows you not only to maximise return, but to minimise risk because each investment reacts to market changes differently.

One of the ways you can improve your portfolio is through a bond fund. The key to understanding bonds is to familiarise yourself with terminologies that are being used. At the start, it can a tad bit intimidating, but we have created a guide for all the basic information you need to know to get you started on bond investments.

What is a bond?

In basic terms, a bond is a loan made by companies. As an investor, you are lending money to companies by buying its bonds. In return, the company will pay an interest coupon at specific intervals. You can expect the principal on the maturity date, which tells you that the loan has ended. When you are considering a bond, it is important to know that unlike stocks, terms can vary significantly based on a bond’s indenture. Here are some features you need to look out for when looking at the outline of a bond.


  • Coupon

A coupon is the interest paid to bondholders. This is usually given annually or semiannually.


  • Maturity

Maturity date is when the initial amount of the bond has been paid by the company. This also means that the bond loan has ended.


  • Secured vs. Unsecured

Secured bonds means that there is collateral involved in the event that a company cannot pay the bond obligation. An unsecured bond, or what is called debentures, means that payments do not have collateral backing. Instead, bondholders are given a “full faith and credit” or promise that they will be repaid.


  • Callability

A bond with a call provision means that the loan can be paid off at earlier dates.


  • Liquidation preference

A payout in a specific order happens when a company files for bankruptcy. It will sell all of its assets and begin paying investors starting with their senior debts, junior debts, and then stockholders get what is left.

Bond risks


  • Interest rate risk

The only thing you need to about interest rates is if there is a significant decline, there is a possibility that you will get prepayment. However, if interest rates increase, expect to yield low market rates. Remember that while long-term investments are recommended, the longer the maturity date is, the greater the interest rate risk. It is difficult to predict how the market will perform in the future, so take this into consideration when deciding how long you want the bond fund to last.


  • Credit risk

Credit risks are simply a bond obligation that will not be met as per the predetermined requirements.


  • Prepayment risk


When a bond is paid earlier (called a call provision or callability), it means that interest rates have declined. As an investor, it means you cannot continue the bond investment at a high interest, and will only be able to reinvest the funds at a lower interest rate.

So before you agree to a bond investment, look over the characteristics of the bond and pay close attention to these terms. Better yet, always talk to an investment officer to help you decide what is best for your investment portfolio.


5 Financial Resolutions for the New Year

Whether you love resolutions or just the thought of them makes you cringe, there’s no denying that having a blank slate come January 1st is a great opportunity. Whether you’ve been wanting to get to a healthier weight, meditate regularly, or start that volunteering opportunity, it’s a good time to take stock of what’s working (and what’s not). This goes beyond our daily habits, though. It’s also a great time to evaluate the ways we spend our money and how we could do better in this regard. Read on for suggestions on five financial resolutions you can benefit from in the New Year.

  1. Nix the Credit Card Debt

You know that piece of gum and Gatorade you bought for $3 using your credit card six months ago? Because you haven’t paid off the balance, you’ve now paid $50 for that. Okay, okay, we can’t guarantee that math is totally correct but you get what we are saying. If you’re not paying off the balance on your credit cards each month, you’re essentially paying more for everything you’ve bought using the card. And you’re racking up fees and interest. Sadly, you’re not alone. According to this recent article by The Motley Fool, the average American household is carrying about $16,000 in credit card debt. Yikes.

By all means, if you’ve got a card that’s giving you amazing airline miles and you’re able to pay off the balance each month, carry on. If not, though, it’s time to think about ways to pay off these balances. If worse comes to worse and the balances are significant, you might consider borrowing the money from someone to stop the bleeding. If the terms are clear and you know you’re good for repaying this money, it’s a good way to keep yourself from drowning in your own credit card debt.

  1. Create and Adhere to a Budget

Many of us live beyond our means, but that doesn’t mean deficit spending is okay. If you haven’t tried to budget well in years past, make 2018 the year you create one and stick to it. Use financial reporting software if not a simple excel spreadsheet to keep track of what your monthly bills are versus what you are bringing in. Make sure you leave some wiggle room for miscellaneous expenses that will inevitably arise. What will be interesting is that if you are diligent about entering what you’re spending your money on, you’ll quickly start changing habits that aren’t serving you … such as that expensive Starbuck’s latte-a-day habit. Even better, you’ll be more likely to put any leftover funds into savings.

  1. Secure That Safety Net

Remember that “wiggle room” we talked about earlier? A shocking amount of the population does not have any sort of emergency fund. The thing is—emergencies happen all the time. If you don’t have a financial safety net in place for sudden employment, health issues, and more, you could find yourself out on the streets before you know it. You might think this is an exaggeration but these things do happen to “people like us” every day.

  1. Don’t Wait ‘Til Tax Day

So many of us dread doing our taxes so much that we procrastinate until the very last moment in April. This usually means a rush job done by ourselves or by someone else and that’s never a good thing. Take the time to get to know what tax benefits you qualify for and how you can use deductions to your advantage. If you’re not diligent about this, you’re likely to leave money on the table … and possibly a lot of it. And if you’re still dealing with the downfall of your procrastination from last year, you can get tax relief help from Community Tax.

  1. Start or Up Your Saving

The idea of living off social security is just that—an idea. Sadly, it’s no longer an option so saving your money is a must. Whether you’re skipping those daily lattes and are just getting your start in this realm or you are diversifying your portfolio, saving at least a portion of what you make is a must. This is particularly true if you want to be able to retire at some point soon. If you’ve already been saving and investing for your sake and the sake of your family, decide that 2018 is going to be the year that you up the percentages you’re putting into these funds.

These financial resolutions for the New Year don’t have to be drastic. A step in the right direction is always a good thing, so if you do your best to tackle at least one of these goals, you’re on your way.


The Art of Making Profits from Penny Stocks

While day trading and making money from penny stocks is highly technical, it is also something of an art. There are nuances and things to learn from hours, days and months of screen time, watching monitors for the consistencies and inconsistencies that are inherent in the market. You need to spend that time to understand them and be able to spot them. That is how you become profitable.

When you think about trading penny stocks you need to look out for pump and dump schemes. These happen when a particular person or entity buy a large amount of shares of the stock and then use methods to pump up the value of the stock with inaccurate information. Many times they use fake websites, segments on friendly investor-centric television shows and online message boards. These stock manipulators then sell their stake in the company and make a profit. That is where traditional investors that are employing a buy and hold strategy, can really take a hit.

Day traders have an inherent advantage when it comes to penny stocks, because they are not looking for the long-term hold. They are searching for volatility throughout a day or two. The instance of seeing a stock’s price start to go up wildly during a Wednesday morning should quicken your pace, if you are a true day trading protege. That belies an opportunity. The true pros see that Wednesday spike before it happens and get all their money into that stock, ready to sell at the precise moment, when there are others looking to buy and get in on the action.

The stocks on a national exchange, such as the NYSE or the NASDAQ, by definition, are not penny stocks. The stringent reporting that is required from such stocks mean that the SEC is not going to designate companies on those exchanges as penny stocks. And if the share prices drop low enough, the gatekeepers at the New York Stock Exchange or NASDAQ will drop those companies right quick.

For day trading purposes, you can consider any stocks that are prices between $2-$10 as penny stocks. That is where you can make some real money, if you are careful about what opportunities you jump on and which ones you leave by the wayside. The skill required to discern and act on these opportunities is greater than you can imagine. It takes years of penny stocks on the brain to be able to safely trade these stocks.

Day trading is a discipline that requires hardcore study before you can really get good at it. Spotting the trends and being able to properly assess the risk and understand it all is a set of skills that take many years to develop.

That is why finding a day trading education site that you like and trust is so important. You need to be able to find a set of instructors that can express these techniques in accessible terms, while also finding a chat room community that can help you grasp the day-to-day nuances of the racket. Happy trading!

Top 10 Interview Tips

To help boost your chances of landing your dream job, Beacon Resources is here to offer 10 interview tips that allow you to bring out your best. Ready to dive in and take the next step in your career?

  1. Prepare

Look into the most common interview questions and polish your responses. You don’t want your answers to sound rehearsed, but you do want to hit the highlights.

  1. Research the Company

Gather info on each business you’re interviewing with, which is something the best recruiters Los Angeles has to offer might be able to help you with, to gain deeper insight into what they expect from employees and to understand their mission.

  1. Look Your Best

Go ahead and pick out your interview outfit, modifying it as needed for each company. That way, you’ll be ready for unexpected meetings with recruiters.

  1. Arrive Early

Get to interviews early rather than on time. You’ll have time to relax, get a feel for what might be your future work environment and fill out any necessary paperwork.

  1. Remember Nonverbal Communication

You can offer solid answers, but if you don’t smile or make good eye contact, employers might think twice about offering you a position. Remember to nod while listening, display open body posture and speak clearly.

  1. Tailor Your Responses to What the Company Is Looking For

When answering questions, use the research you’ve done to mold your answers to what the company is looking for and how you can help.

  1. Ask Questions

Don’t forget to ask questions. Ask what you can expect on a day-to-day basis in the position, about company culture and what employees like about the company.

  1. Ask About the Next Step in the Process

Once the interview is over, be sure to find out what you should do or expect next.

  1. Let Your Personality Shine Through

To lighten things up, don’t be afraid to show a bit of your personality; it might be just the thing that lands you the job.

  1. Follow Up

After the interview, send a thank-you email or card.

Are you asking “where is a local recruiter near me with more tips?” Contact Beacon Resources for the answer.


Simple Things To Do If You Need Cash Quickly

If you need cash to make an investment, buy an expensive product, or take care of a financial emergency, you might be contemplating the idea of getting a loan. However, when it comes to personal loans most people limit themselves to either applying at their banks if they have good credit or going to a payday lender if they have poor credit.

While your bank might give you a personal loan or line of credit, it may take some time for the loan to be approved. Alternatively, if you apply for a payday loan, all you need is to prove that you have a job. Your credit doesn’t matter. Since they are taking a small risk, they will only offer you a few hundred dollars and charge you a higher-than-average rate of interest. If you can’t pay back the entire loan with your next paycheck and keep on revolving the loan, you will struggle to catch up. In short, both these common types of loans are fraught with problems.

So, what’s the solution? Here is a two-step approach: first, get the money you need; and second, find a way to pay it off quickly so that you don’t have to dip into your weekly or biweekly paycheck to repay the loan.

How to Get a Loan Quickly

First, focus on getting the money you need fast even if you have poor credit. When you apply for online installment loans from a lender who offers an alternative option to payday lending, you can get amounts up to $1250. There are three advantages to this option: one, repayment is flexible and you can repay it in installments; two, funding is fast; and three, all you need to be eligible is a job or a regular source of income, an active checking account, and a social security number.

How to Pay off Your Loan Fast

Second, while you may have resolved your financial needs, here are two additional steps you should consider taking as a follow up to make it easier to repay off the loan.

  1. Declutter your house.

Although you may not realize it, there are probably numerous things around your house that you no longer want or need. In fact, your closets and garage are probably filled with things in mint condition: books, self-improvement courses on CDs or DVDs, handyman tools, exercise equipment, and so on. Why not sell them? You will not only have a neater house but you’ll also make some money.

You can sell collectibles at online auction sites and bulky items at online classified websites. All you have to do is take some crisp pictures with your smartphone, send them to these websites, and add some clear descriptions.

Another alternative is to have a garage sale. However, you will not be able to get as much because people who frequent garage sales usually have a bargain-hunter mentality. Moreover, many people go to garage sales, find stuff in good, and then resell them at online auction sites at a much higher markup.

  1. Start a side hustle.

When it comes to side hustles, most people are stymied by two issues. One issue is that they don’t have enough time since they spend most of their day at a regular job. Another issue is that they don’t have a clear idea of what type of work is available.

The truth is that both these issues are easy to resolve. If you have a few technical skills and don’t have enough time, then do a side-hustle online. You can, for example, go on job sites and look for freelance work.

There is a huge demand for people with writing skills, graphics skills, video making skills, or coding skills. If you have any of these skills, you can find plenty of jobs. If you have the time but don’t have any technical skills that you could trade online, then you can do a side-hustle in the real world. All you have to do to get some ideas is start looking for blog posts that provide a huge list of side hustles.

In closing, when it comes to getting a personal loan, look beyond obvious solutions. There are many alternative lenders who can give you the money you need on reasonable terms. Then, once you’ve got the money you need, think about ways to pay the loan back fast. This will make it easier to repay the loan quickly and it will build goodwill with the lender should you need a loan in the future.


Albert Pujols’ Net Worth

Just because the NFL, NBA, and NHL are in full swing doesn’t mean the MLB is dormant this winter.  In fact, deals are being made year round in baseball.  The Los Angeles Angels just announced the signing of a Japanese phenom, Shohei Ohtani, to their roster.  A pitcher by trade with a 100 mph fastball, Ohanti also has the ability to swing the bat; however we will be focusing on another player on the Angels roster today, Albert Pujols.  Albert is a seventeen year veteran in the MLB and is on his way to the Hall of Fame.  His success on the diamond has led to Albert Pujols’ net worth to be $100 million.

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In January of next year, Albert Pujols will turn 38.  Although he might be nearing the end of his MLB career, he still has four years remaining on his current contract with the Los Angeles Angels.  Pujols emerged onto the MLB scene back in 2001 when he made his rookie debut with the St. Louis Cardinals.  He spent the first eleven seasons of his professional career with the Cardinals where he helped lead the organization to two World Series titles.  Pujols has been tabbed an All-Star ten times during his career, nine of those came while he played in St. Louis.  After leading the Cardinals to the 2011 World Series Championship, Albert became a free agent and eventually signed a massive contract with the Angels.  The contract, $240 million over ten years, would give a significant increase to Albert Pujols’ net worth.

Many experts believe that Albert Pujols is destined for the Hall of Fame.  Throughout his seventeen year career, he has over 600 home runs and nearly 2000 RBI’s (Runs Batted In).  On top of that, his career batting average currently sits above .300.  In addition to his incredible performances behind the plate, Albert is also known as a superb fielder.  He has been the recipient of two Gold Glove awards which is annually given to players who exceed at their respective fielding positions in both the National League and American League.

The majority of Albert Pujols’ net worth comes from his nearly two decade long success on the baseball field.  His career earnings in the MLB are over $240 million, and he is expected to earn an additional $114 million over the next four years of his contract with the Angels.  With these future earnings being almost a sure thing, we can expect Albert Pujols’ net worth to increase by at least another $50 million over the next four years.

Albert and his wife, Deidre, have been married for nearly eighteen years and the couple has a total of five children.  In 2005, they started the Pujols Family Foundation which supports families who are affected by Down syndrome.