Proper Investing Means Using the Right Channels

As the world evolves every day there are more and more people who are considering investments for their future endeavors.  Whether they are planning for their retirement or investing in a multi-national company, there are advantages to those investments as well as regulations that come with the territory.  For example, there are plenty of people who’ve chosen to immigrate to the United States in recent decades.  The regulations for their investments are quite a bit different than for a current resident of the United States, due to the legal status of the individual.

What kind of steps need to be taken in order to invest as an immigrant?

One of the most important steps anyone will need to handle is their EB-5 Visa Application process.  This process can be quite confusing and the legal language used is often hard for US residents to understand, let alone someone who is immigrating from another country.  This is where a solid EB-5 Visa attorney is nearly essential.

Immigration and investments are what these attorneys handle the best.  Advisors will openly tell you to find experienced immigration lawyers to help your EB-5 visa application process in order to make the process as smooth as possible.  One of the reasons for this is the obviously confusing legal language often used in the process.  Another important reason for this is so you have an experienced attorney overseeing the process and ensuring that any of your current investments are properly analyzed.

Why would my current investments matter?

With the current state of affairs in the world, many governments are taking a much harder look at the investments of those immigrating to their countries.  They want to be sure that no money is being passed to organizations who may be on a watch list, etc. and your investments can and will likely be looked at as a result.

While this may seem a bit nosey on the outside, it is a sign that the ruling government is actively protecting its citizens, which should actually put you much more at ease knowing they will be protecting you as well when the next person comes along wishing to immigrate to the country.

Taking the right steps and contacting knowledgeable lawyers is important to your investments

Whether you’re considering investing post-immigration or already have investments, taking the proper steps and obtaining outstanding legal counsel is important to not only your immigration process, but also to your investments overall.  Not only can an experienced EB-5 Immigration Attorney help you to speed up and smooth out your Visa process, they will also be able to give you a bit of insight into the many regulations that you will encounter after your process is complete.

By taking counsel, you are investing in your future, as you’ll learn a great deal about the process, the laws you should be aware of, and even smaller details such as general conduct.  Be sure to ask your immigration lawyer about any local, county, state, and federal regulations that may affect your investments and your family, making your future a bit brighter with the knowledge that you have experienced counsel to help you along.

Henrik Stenson’s Net Worth

Henrik Stenson is a professional golfer on both the PGA and European Tour.  The 41 year old golfer has sharpened his game in recent years to become one of the top players in the world.  He is currently ranked as the number six best golfer in the world according to the Official World Golf Ranking, and he has reached as high as number two multiple times in his career.  Stenson has three top 10’s on the PGA Tour this year and just secured his first victory of the season winning the past week’s tournament, the Wyndham Championship.  His recent success has led to his name being recognizable throughout the world of golf.  Because of his success on the course, Henrik Stenson’s net worth sits at $28 million.

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Stenson Winning The Open Championship

Henrik Stenson became a professional golfer in 1999.  Before that, he played in junior and amateur tournaments while growing up in Sweden.  Stenson played on the European Tour for a number of years before finally becoming a mainstay on the PGA Tour in 2005.  He was able to secure his first victory on the PGA Tour in 2007 when he won the WGC-Accenture Match Play Championship.  His best year on the PGA Tour came in 2013.  He won two big tournaments towards the end of the season to capture the FedEx Cup title and a $10 million check that goes to the winner.  That money was in addition to the over $6 million in earnings he had previously secured earlier in the season.

Golfing legends are curated over time through their on-course success.  The ultimate success for any professional golfer is winning a major tournament.  There are four yearly major tournaments in golf: The Masters, The U.S. Open, The Open, and the PGA Championship.  Henrik was able to join many a golf legends in 2016 when he captured his first major title.  Stenson’s final round 63 secured him a score of -20 for the tournament as he edged out fellow golf great Phil Mickleson.  Stenson became the first Scandinavian man to win a major title in golf.  Not only did he get his name etched on the tournament’s trophy, The Claret Jug, but he also took home over $1.5 million in prize money.  Less than a month after winning the major, Stenson competed in the 2016 Summer Olympics in Brasil.  He shot 14 under in his four rounds and was able to secure a silver medal for his country of Sweden.

The majority of Henrik Stenson’s net worth comes from his golfing career.  He has won a total of 20 professional tournaments, 11 of which were on the European tour and another six on the PGA Tour.  His career earnings are well into the tens of millions.  His win this past weekend at the Wyndham Championship put another $1 million in his bank account.  We can expect Henrik Stenson’s net worth to continue to increase over the remainder of his golfing career.  His late surge in his professional career has assured that he can play well, even as he begins to approach his later years.  Stenson is married to his wife and the couple has two kids together and resides in Orlando, Florida.

Comparing Loans for Your Needs

At any given moment, we will need a loan to help us meet our financial goals. Whether it is for personal use, for a major, big-ticket purchase, or get by to the next paycheck, it’s important that we find the right loan that will make purchasing easy and help improve our credit. Here is a list of various types of loans, how they function, and how it could be used to help you meet your needs.

Line of Credit Loan

A line of credit loan is similar to a credit card. You apply at a bank and they extend a line of credit to you in the form of a loan. You can access that line of credit at any given moment to use as you see fit. Requirements for a line of credit will vary a little bit based upon the bank, but most require that you are 18, have a good credit score, and meet specific income requirements. Some banks require that you have a checking or savings account with them. This type of loan is available to anyone who meets the requirements but is especially popular for the small business person who may need to access the credit for business purposes.

Same Day Loans

If you have bad credit and yet find yourself in dire need of help, the same day loan is what will most likely be available to you. They often don’t perform a background check and can process the loan the same day, usually within a few minutes to a couple of hours. They require that you are 18 years old and possess a checking account that can transfer payments back to them on an agreed schedule. This is often used by people who find themselves in need of paying a bill or covering their rent due to financial hardship. However, these types of loans are wrought with incredibly high-interest rates and equally high fees. You may borrow $600 initially but then pay $300/month over the next 6 months. These loans are not recommended if you can find any other way to cover your bill.

Pay Day Loans

Pay day loans are designed to help you bridge your finances in between paychecks. They are easy to obtain by simply being 18 and providing proof of income. These are often sought after by folks living paycheck to paycheck. However, like the same day loan, they are riddled with fees and high interest rates. More than likely, you will spend your entire next paycheck paying off your loan and then finding yourself still in dire need of money. It can be a vicious cycle that you do not want to find yourself in and we recommend you avoid these loans at all costs.

Personal Loans

A personal loan is often obtained through the bank or credit union and provide you the ability to make a fairly large purchase, such as new computer equipment or to pay for car repairs. Others choose to use a personal loan to pay off outstanding debt so they can avoid higher interest rates. You must be 18 and verify your income, additionally proving that you have the income to pay off the loan. Many banks or credit unions require that you have a bank account with them, but not all do. Credit unions often offer discounts to your pay schedule if you have an account and agree to transfer the payments out of the account on the due date.

Before applying for any loan, inquire about interest rates! The better your credit, the better deals you can find. If you have credit that isn’t that great or even downright bad, ask if the creditor will be reporting your payments to the credit bureaus. If they are not, avoid taking the loan. You want to make timely payments and have it reported to improve your credit!

Carvana Review

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E-commerce sales have been rising for over a decade now, and they don’t show any signs of slowing down.  People can turn to the internet to buy almost anything.  Whether you’re purchasing groceries or clothing, there are many sites that can allow you to purchase the items you need with a few simple clicks.  And now, you can purchase a car with the same ease.  Carvana is a new website that allows an individual to purchase a used vehicle of their choice from their website.  This Carvana review will illustrate just how easy car buying has been made via e-commerce.  Carvana has a current inventory of over 7,000 vehicles with many makes, models and price points.

Carvana Review: How Vehicle Selection Works

Carvana allows the internet buyer to search for a vehicle of their choice with a number of easy search criteria filters.

Carvana Review
Carvana Search Filters

A buyer has the option to choose the style of car he or she wants, or a search can be done via various price points.  Once you select the various filters for the vehicle you are thinking about purchasing, a list of available vehicles will populate the screen.  You can search buy make, model, mileage, etc.  Once you select a vehicle you are interested in, you then enter the car’s portal where you can not only see more details about the vehicle, but you also have access into a 360 degree view.  You are then able to do a Carvana vehicle review of the selection by dragging your mouse across the screen to pull the car each and every way.  If there are any dings or scratches on the vehicle you have chosen, you will know right away.  A “yellow” symbol will appear notifying you on the imperfection along with the severity.  Once you have narrowed down your decision to the right vehicle, you are now able to continue along to purchase the vehicle.

Carvana Review: How Carvana Purchase Works

Carvana’s no haggle price along with their purchasing tools makes buying a car easy.  You fill in a few simple fields and get a loan rate and term length in a matter of no time.  You can go through Carvana’s financing or select a third party’s financing.  Once you have gone through financing and selected any additional warranty coverage, your car is ready to be delivered.  Worried that you will spend thousands on a car you’ve never seen and not like it?  Don’t worry.  Carvana has a peace of mind return policy that allows the buyer to return the vehicle, no questions asked, within 7 days of the purchase.

Carvana Review: Final Thoughts

Car buying has finally taken a step out of the stone age.  The ease of purchasing a vehicle online has been made simple and easy by Carvana.  Whether you are a first time car buyer or just looking for something new, Carvana makes purchasing a vehicle easy and without the added pressure of any car salesmen.  So if you are thinking of buying a new vehicle, check out Carvana or another online source to upgrade your car and your life.

Mike Tomlin Net Worth

Mike Tomlin is the head football coach in the National Football League for the Pittsburgh Steelers.  At 45 years old, Tomlin has been the head coach of the Steelers since 2007.  He took control of the team before his 35th birthday, and has led the team to major successes throughout his tenure.  In 2017, Tomlin will be entering his 11th season as the team’s head coach.  During his previous ten seasons, he has compiled an astonishing 103-57 regular season record.  Because of his success, he recently signed a brand new contract extension that will keep him coaching in the Steel City through 2020.  Mike Tomlin net worth is estimated to be $22 million.

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Mike Tomlin Coaching the Steelers

Mike Tomlin was born in Virginia, and his dad had a short stint as a professional football player.  Tomlin graduated high school in 1990 and went on to play wide receiver at the College of William and Mary.  As many in the coaching profession do, Tomlin worked his way up the coaching ladder.  He coached wide receivers and defensive backs in college for a number of years before making the jump to the National Football League and joining the Tampa Bay Buccaneers organization as their defensive backs coach.  Tomlin was part of the staff that helped lead the Buccaneers to the 2003 Super Bowl win.   Mike continued to climb through the coaching ranks and became the defensive coordinator for the Minnesota Vikings during the 2006 season before being named the head coach of the Steelers beginning in 2007.  Since he took over the Steelers in 2007, he has led the team to five division titles, two AFC championships, and a Super Bowl win.  In 2008, he was named the NFL Coach of the Year after leading the Steelers to their sixth championship in Super Bowl XLIII.

Success on the football field has led to Mike Tomlin net worth being in excess of $20 million.  His teams have made the playoffs in seven of his ten seasons as head coach.  His current NFL salary is projected to be around $7 million a year.  This salary is one of the highest among NFL head coaches.  Mike Tomlin’s net worth can be attributed to his high salary that has now spanned for over a decade.  Due to his continued high performance on the field along with his recent contract extension, we can expect his net worth to continue to increase in the future.  At only 45 years old, Mike has many years and possibly decades of coaching remaining.  Even if for some reason things turn south in the Steel City, Tomlin can most likely find another coaching gig in the National Football League.

Mike has been married to his wife Kiya for over 20 years.  The couple has three kids together and resides in a suburb of Pittsburgh.

Where Can I Get a POS System for My Business?

Obtaining a credit card processing system that works for your business is easier than you might think. While there are many options out there, there is one just specially made for your business practices and needs. Merchant Account Solutions offers a variety of POS systems to help you with everything from credit card transactions to database marketing and employee scheduling. Consider these merchant account options listed below to see what system works best for you. I cannot stress enough how important it is to know your business inside and out. Before making a decision you must do your due diligence in researching what type of system is right for your business. Somethings to consider are, how many customers you have in a given day, what type of monetization you need, is your business mobile? There are many things to consider when implementing cutting edge software into your business. It is worth your time and energy to go over these things as the reward is far greater then the time spent.

Clover Systems

The Clover line of machines offers you everything from a standing register to a handheld mobile device for accepting payments. This amazing system allows you to keep a record of client information to make your marketing plans easier to tailor to your client’s needs. You can even use your smartphone or tablet on the go to accept payments with the Clover Go option.  A huge advantage this machine will give you is the ability to analyze your customer data management which will give you so much valuable information in determining which products you should push, what types of marketing materials you should create and even implementing a rewards program. Having a database of all your customers transactions from what they purchased, when they purchased to how much they purchased is crucial if you want to be strategic in your business and overall make more money and insightful decisions.

SmartSwipe

This is another great option available from the Merchant Account Solutions team. You can easily use your phone or tablet to be your POS machine without having to pay huge fees for a machine to be installed. This option is perfect for those running either a retail location or a restaurant. You can calculate tips, send receipts, keep customer information and run inventory all from your own device. SmartSwipe is the perfect way to get your credit card systems rolling without having to be tied down to a counter in one location. If you’re on the go with your business, this is the perfect POS option for you.

There are a variety of options available for you to accept credit and debit cards in your establishment. Be sure to check with Merchant Account Solutions for a variety of ways your store or restaurant can start accepting and processing credit transactions today. The pos system does not limit you to basic cash or credit card transactions but even allows customers to user their smartphones to complete their order through applications like Apple Pay.

Luis Coronel Net Worth

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Luis Coronel is an American singer who was born in Tuscon, Arizona.  At 21 years of age, the singer is known for his Latin music from the Mexico region.  Earlier this year, the young sensation signed on with record label Sony Music Latin.  With so much music and promise ahead of him, the young star has a net worth that sits at $1.8 million.

Luis began his singing career at the age of six in his church’s choir.  An avid boxer throughout his youth, the singer sang after one of his matches, and his life would forever change.  He soon developed a social media following for his singing talent which eventually led him to be signed by DEL Records at 16 years old.  Luis Coronel net worth is derived mostly from his record deals.  After spending over four years with DEL Records, Luis signed on with Sony Music Latin and joined the likes of Jennifer Lopez, Enrique Iglesias, Marc Anthony and others.  The young singer has racked up many awards throughout his early career, but probably the greatest one to date he received in 2014, the Latin Billboard Music Awards for New Artist of the Year.

Coronel has released two studio albums, one in 2013 and his sophomore album in 2014.  His debut album, Con la frente en alto, reached as high as 80 on the US Billboard top 200 charts.  He followed this album up with an even more successful second album, Quiero ser tu dueño.  His second album made it all the way to number 33 on the US Billboard top 200 list and even was able to clench the top spot for the US Top Latin Albums during the year.

Developing a number of hits such as “Escápate” and “Será más fácil” has allowed Luis to focus on his touring.  He is currently on tour with Latin mega-star Prince Royce.  This tour should allow him to continue to grow his following, especially on YouTube where he has over 600k subscribers to his channel.

We can expect Luis Coronel net worth to continue to increase over the coming years and potentially decades.  At 21 years old, he has a long and promising music career ahead of him.  If Luis Coronel can continue on his path to creating hits and top selling albums, he can easily match the success of his tour mate Prince Royce.  Prince Royce is 28 years of age and has been in the business substantially longer than Coronel.  Prince Royce has over four million subscribers to his YouTube channel and a net worth in excess of $14 million.  Can Luis be the next Marc Anthony?  If he is able to see such success than there is no limits to the height of his net worth.  The likes of Anthony and Enrique Iglesias have a net worth that stretches close to the nine figure range.

Sidney Crosby Net Worth

Sidney Crosby is a professional hockey player for the Pittsburgh Penguins of the National Hockey League (NHL).  Nicknamed “Sid the Kid”, Crosby recently completed his twelfth season with the Penguins where he helped lead the team to yet another NHL Stanley Cup championship.  Originally from Canada, Crosby was drafted first overall by the Penguins in the 2005 NHL draft and has remained with the team ever since.  His career earnings for the Penguins is close to the nine figure range.  This has helped Sidney Crosby’s net worth skyrocket over the years.  As of 2017, Sidney Crosby’s net worth sits at $50 million.

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Crosby was born in 1987 in the province of Nova Scotia in Canada.  At just 29 years old, Crosby has garnered accolades thus far in his career that many could only dream of.  Sidney has helped the Penguins win three Stanley Cup championships since his arrival, most recently back to back for the 2015-2016 and 2016-2017 seasons.  He led the NHL in goals scored this past season which isn’t surprising considering he has totaled nearly 400 goals during his twelve season NHL career.  In addition to his NHL success, Crosby has also helped lead team Canada to back to back gold medals in the 2010 and 2014 Winter Olympics.

When Sidney first got drafted back in 2005, his first contract was worth $11 million for three years.  The Penguins quickly recognized the great player he would become and in 2007 he signed a five year contract worth over $8 million a year.  His top play continued, and knowing that they didn’t want to lose their franchise player, the Penguins signed Crosby to a 12 year $104 million contract in 2012.  If Sidney plays out the remaining contract he has with Pittsburgh, he will have earned more than $150 million for his NHL career.  To put that in perspective, the highest paying contract that NHL great Wayne Gretzky earned during his hall of fame career was a two year deal for $13 million in the late 1990’s.

The majority of Sidney Crosby’s net worth comes from his professional hockey earnings with the Penguins and team Canada; however, his top-notch play has led to numerous endorsements that have helped increase it further.  It is estimated that Crosby’s current endorsement deals pay him more than $4 million annually.  At the time of signing his endorsement with Rebook, it was the largest endorsement deal for any professional hockey player.  Coming off his second straight Stanley Cup championship, Sidney Crosby’s net worth should continue to increase significantly through further endorsements along with his future career earnings.

Upon getting drafted by the Penguins in 2005, Sidney lived with Penguin great Mario Lemieux for five years before purchasing his own place.  Crosby is very active in the community and in 2009 he created the Sidney Crosby Foundation that benefits children.  At under six feet tall and 200 pounds, Crosby isn’t the biggest of hockey players, but he sure is one of the best.

Ricky Stenhouse Jr. Net Worth

Ricky Stenhouse Jr. is an American professional racing driver on the NASCAR circuit.  Born in Memphis, TN, Ricky was raised and grew up just south in Olive Branch, Mississippi.  Stenhouse began racing at the age of six, and has grown his passion into a full-time job.  At just 29 years old, Ricky has been able to acquire a significant amount of wealth for someone who will turn 30 later this year.  Ricky Stenhouse Jr. net worth currently sits at $20 million.

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Ricky Stenhouse Jr. net worth has grown rapidly over the past few years.  In 2017 alone, Stenhouse has already racked up two wins at some of the biggest tracks on the circuit.  Thus far through the year, he has won the 2017 GEICO 500 at Talladega Motor Speedway and the 2017 Coke Zero 400 at Daytona.  A member of Roush Fenway Racing, Ricky currently drives the number 17 Fastenal car for the team.  Although he has seen quite the success through the 2017 season, Stenhouse has racked up the awards for a while now.  In 2010, he won the NASCAR Nationwide Series Rookie of the Year award.  He followed that award up with the 2013 NASCAR Sprint Cup Series Rookie of the Year award.  In both 2011 and 2012, he was the NASCAR Nationwide Series champion.

The majority of Ricky Stenhouse Jr. net worth comes from his earnings on the race track.  With the solid finishes he has posted throughout the season, his earnings are estimated to be between $3 to $5 million a year for his on the track earnings.  In 2016, the top paid drivers earned anywhere between $10 to $20 million for the year between on track earnings and endorsements.  Before this season, Ricky wasn’t as well known as he is now.  His two wins at Talladega and Daytona have helped make him a household name.  His relationship with fellow NASCAR driver, Danica Patrick, doesn’t hurt as well from a publicity standpoint.  With his two wins thus far this season, Ricky’s on track earnings should be the highest of his career.  Couple that with the many endorsements that will come along, and his earnings for 2017 could exceed eight figures.  We can expect Ricky Stenhouse Jr. net worth to likely increase to about $25 million by this time next year.  It is also expected that his net worth will continue to increase with racing success.  Big names in racing such as Jeff Gordon and Dale Earnhardt Jr. have a net worth that easily exceeds $100 million.  Granted, both are ending or have ended their racing careers and have had many years to build such wealth.

Ricky is fairly young for a racer on the NASCAR circuit.  At just 29 years of age, he has many more years of competitive racing ahead of him.  Some say he definitely has the potential to be among racing’s elites and with that comes a much higher net worth for Ricky.

5 Tips for Running a Successful Business

As you start your business, you will definitely get a lot of advice about what you should and should not do. Most of the advice will come from people with no idea what it takes to run a successful company in today’s business environment. When you go the Internet, you’ll be flooded with, literally, thousands of articles and long lists focusing on the subject.

However, do not make the mistake of over-analyzing and over-thinking about how to take your company from one success level to the next. All you need is follow a few simple steps, and you are sure going to be headed down the path towards success. Here are five basic tips that have worked for many other successful companies.

Have a Detailed Plan

This is one of the first things you should definitely do. Devise a detailed business plan that fully explains how you will tackle the upcoming challenges. The plan should consist of possible opportunities, a clear mission, a description of your target, measurable goals and a set of deadlines for every milestone. Remember, while having a plan is great, you should also have one that is flexible enough to adapt to certain changes that may occur along the way.

Create Networks

Most successful businesses would not be where they are without having professional networks established when they started out. Of course, the process of creating networks is an ongoing process that never stops. Until you have established your business, you will need to depend on word-of-mouth; become your own brand ambassador and sell the benefits of working with your company whenever given a chance.

Start at your own momentum by attending trade shows, events and networking groups associated with professionals in your niche market. Such initial contacts may lead to future business prospects, strategic partners and mentors that can help grow your company.

Work with the Right People

The right strategic partners and mentors are not the only people you need to align yourself with. Surround yourself with a team that is great to work with. Building your staff with driven, talented and smart employees who share your vision will help steer you in the right direction.

Not only will such a great team transform how you do business, but they will also accelerate its growth. Hiring can-do, positive employees will help nurture a teamwork culture. A participatory environment occurs when everyone plays a critical role and collectively celebrates the company’s successes.

Always Stay Ahead

In today’s times, it is risky to stay rooted and only focus on what is happening on a day-to-day basis. It is critical that you keep focused on the future, predicting the possible changes in your industry and related service providers like insurance coverage through online resources like insurance.me can help. Without anticipating huge changes in the future, you are destined to lag behind.

Successful entrepreneurs are always looking at the trends and anticipating what is coming around the corner. This gives them an opportunity to put in place strategies to evolve and adapt to the changes.

Maintain a Healthy Balance Between Work and Life

Running a business requires a lot of time and energy. It is critical that you find a healthy work-life balance, but it can be challenging to do so. However, do not let work dominate your life.

The result of work overwhelming you is that you eventually lose touch with the people you consider the most important in life. It is also important that you take good care of your well-being and health. Your business cannot run without you. While you may believe that running a successful business requires perpetual hustle, that pace will eventually burn you out if you don’t take care of yourself.