I’m going to need you to Take 5.
And no, not the candy bar. We all have 5 minutes a day that we can spare. This 5 minutes revolves around budgeting and monitoring your spending habits.
Budgeting is a simple process when you have the right tools. That is why I give you my free Excel spreadsheet so you can create your own budget.
I am now beginning my third year of budgeting, and I have found great enjoyment in knowing where all of my income goes on a monthly basis. It could be because I like number a lot, but mainly because I know I’m setting myself up for financial success.
Kathleen discusses in her article how a simple 5 minute action every day keep hers on her budgeting towards her goals. Honestly, I don’t even think it takes the full five minutes, but they don’t make a candy bar called Take 2. Check out her article and see just how simple it is to get your money habits off to a great start in the new year.
Budget Smart, Invest Wise